Wealth Management LLC strongly believes that MPT and passive asset class investing is the best way for us to develop prudent, long-term portfolios for our clients. Click to list the “The Basic Tenets” of MPT.

Retain your client – CPA’s have always been the leader when it comes to the financial side of a client. We historically are able to retain clients year after year because of the nature of our business.

Times are changing where all financial institutions are going after the relationship of being the “Most Trusted Advisor” Larger banks are doing tax returns, payroll and offering financial planning. Insurance agents are offering banking products, life insurance, long-term care insurance and financial planning. Attorneys are being staffed by banks. Do you see a trend here?

One of the main reasons this service never took off for a client is that you really couldn't make a change for the client. You prepared a great plan but then had to send them to a broker to actually implement the plan. They SOLD products to your clients or the clients walked out the door and never did anything. Year after year you bring up implementing the plan and their lives are busy year after year.

We feel throughout the years, our firm has helped CPAs create wealth for their clients because it helped the client do something immediately with their most trusted advisor – you, the CPA!

Great, don’t change a thing. Clients and potential clients want professional advise. They are tired of being sold a product. We take the stance that if you educate the client on options then as a team you will decide together what is best for their interest.

“Keeping up on the market“ and “finding the hot stock” - Academic research actually proves that the average investor will have a better return with a passive, diversified approach than actually buying and selling stock. Our system, based on a passive approach, allows us to spend minimal but most productive time on keeping the client diversified versus wasting time on buying, selling and watching the market.

No, your clients are your clients. We provide a back office solution where we help you (the trusted advisor) behind the scenes by educating you on ways to advise the client, produce educational material to present to the client, etc…

You must have a series 65 license.

We have methods to streamline the studying time so it minimizes the use of your precious commodity -- your time.

No, you will not. We have structured Wealth Management LLC to allow you to be an advisor within this Registered Investment Advisor Company.

Yes, we don’t have contact with your clients. Only you, the advisor, work with your clients. You can remove us from being back office support anytime you see fit by having the client sign transfer paperwork.

Sample quarterly statement

Very minimal. Your cost to be registered within the state is covered. Your expense is limited for fees to take the test (less than $300). You will also need to check with your insurance carrier for added professional liability coverage.

Your clients!! That is the main reason why you should get into this area. Our clients need to be professionally educated on areas such as retirement planning, estate planning, wealth management concepts and you as the advisor have to ensure that your clients are taken care of properly. This is why you need to provide this service.

There is no minimum, but you want to ensure that you are providing this service to people that take planning seriously and will routinely fund the accounts.

Top 10 Benefits to your Clients

We have a sliding fee schedule that ranges form 1.75 to .50 based on the asset size of the client. Family and group discounts are available for you to offer to your clients.

As a Wealth Management LLC client, you are an independent investment advisor representative with your own clients and your own fee schedule. In addition, our agreement with you is generally non-exclusive. While we believe you will find our financial services to be comprehensive, you may form other relationships that you feel are in your or your clients' best interests.

Our approach to offering these services is in contrast to many other service providers who may require you to become a broker within their firm or prohibit you from selecting investment vehicles that they do not offer.

Wealth Management LLC does only work with CPAs and CPA firms. We understand the accounting business because it is our business as well. Our recommended investment approach seems to hold a strong appeal for accountants who are accustomed to helping clients plan and achieve long-term objectives. In general, we find relationships are most beneficial (for both you and Wealth Management LLC) when your firm meets many of the criteria we listed within our Ideal Advisor Profile section.

We have no stated minimum, but check out our recommendation in the Ideal Advisor Profile section.

We believe you and your clients are best served by adopting fee-only investment services, typically on a sliding scale, where your fee percentage drops as your client's assets under management (AUM) increases. Wealth Management LLC charges a percent of the fees you collect, with the percentage decreasing as your firm's AUM grows. We also have many vendor alliances, which allow us to “coop” expenses. We find it important for you to have the pertinent details you need to perform an informed cost-benefit analysis of our services. Therefore, we are happy to discuss our fee arrangements with you in more detail when you contact us.

Neither your firm nor Wealth Management LLC holds your clients assets. Your clients grant a Limited Power of Attorney (LPOA) to have transactions transmitted on their behalf based on your instructions, but they remain in full control of their assets. Their individual accounts are held in their name at a quality custodian such as TDAmeritrade and Fidelity. Similarly, retirement plans are held at custodians who specialize in such services.

If you have already heard of Dimensional Fund Advisors, you may be aware that Dimensional limits access to their funds via a select group of financial advisory firms. By working with Wealth Management LLC your firm automatically becomes a member of that select group. Over the years we have developed an outstanding working relationship with Dimensional and the extraordinary intellectual talents that comprise Dimensional’s leadership. Learn more about Dimensional under Alliances.

No, you are not restricted. First, when you form a relationship with Wealth Management LLC, you remain an independent advisor. You are encouraged to use the investment vehicles you feel are in your clients' best interest. Further, while Dimensional is currently a primary tool we recommend for constructing globally diversified, passively managed portfolios, it is by no means the only tool! Here are a few examples:

• For those whose fixed income requirements are significant, we can help you build custom bond portfolios to manage portfolio volatility and/or address income flow needs.

• If commodities are an appropriate holding for your client's portfolio, we can advise you on funds that seem to offer the most accurate commodity exposure at the lowest cost.

• Relationships that offer Real Estate asset class funds (REITs).

Please contact us at your convenience!